Hisaabio

Track personal loans between friends and family. Create clear agreements, set due dates, get push reminders, and close records cleanly โ€” no more confusion over who owes what.

One clear record. Both sides covered.

Instead of chasing messages across chats, Hisaabio gives every loan a single shared record. The lender creates it, the borrower accepts it, and both see the same status all the way to paid.

๐Ÿ“ฑ Phone OTP sign-in ๐Ÿ”” Push reminders โ˜๏ธ Firebase cloud sync ๐Ÿ‘ฅ Add friends by phone
Rahul (friend) โ‚น5,000
Due: 15 Jul 2026 Pending
Priya (family) โ‚น12,000
Due: 1 Aug 2026 Accepted
Arjun (colleague) โ‚น2,500
Paid: 10 Jun 2026 Paid โœ“

What is Hisaabio?

Hisaabio is a personal loan tracking app for trusted circles โ€” friends, family, and colleagues. Sign in with your phone number, add contacts by phone, create loan records with amounts and due dates, and track every repayment from pending to paid. Push notifications remind both parties before due dates so nothing slips through.

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Phone OTP Sign-in

Sign up and log in with your phone number and a one-time password. No separate password needed โ€” fast and secure via Firebase Authentication.

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Structured Loan Records

Create loans with amount, contact, due date, and notes. Both lender and borrower see the same record โ€” no ambiguity, no double versions.

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Push Reminders

Get notified when a loan is created, approaching its due date, or when the lender marks it paid. Reminders via Firebase Cloud Messaging keep both sides informed.

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Status Lifecycle

Every loan moves through clear states โ€” Pending โ†’ Accepted โ†’ Paid. The lender marks paid, closing the record with a clean history entry.

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Add Friends by Phone

Find and add contacts by their registered phone number. Loans are always linked to real Hisaabio accounts, not just names you type in.

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Cloud Synced

All data stored in Firestore. Switch devices, reinstall the app โ€” your full loan history and current records are always there when you sign in.

How It Works

From loan creation to clean closure

1

Sign In

Enter your phone number, verify with OTP, and your account is ready. Add friends by their phone numbers to start creating loans.

2

Create a Loan

Pick a friend, set the amount, due date, and any note. The borrower gets a push notification to accept the agreement in-app.

3

Track & Get Reminded

Watch status move from Pending to Accepted. Reminders fire before the due date so neither side forgets.

4

Mark Paid & Close

The lender marks the loan paid. The record moves to history โ€” clean, clear, and stored for future reference.